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20+ monthly budget templates in Google Sheets

If you are seeking to optimize your expenses or just keep within a budget, these free budget templates in Google Sheets will be extremely helpful.

20+ monthly budget templates in Google Sheets

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Action with a plan is a disaster. This phrase perfectly fits the topic of finances. It is nowadays so easy to buy an item – just click the button or swipe your card.

Nice offers are waiting for us at every corner: hot coffee, cute clothes, weekend tours. It is almost impossible to go for a walk without spending some cash, don’t you think?

If you notice a problem with handling your money, today’s article is just for you. We prepared 20+ monthly budget templates in Google Sheets.

These templates are to help you plan your finances and track down the bad habits that actually steal your money. With these monthly budget templates, you will definitely optimize your finances and spend less money on needless things. Let’s get started then.

  1. Family Budget Planner – free Google Sheets template

To start with, look at this free family budget planner template in Google Sheets. Made in black, white, and light blue, it shows the income, expenses, and balance for every month of the year.

You can add detailed information on income sources and categories of expenses such as daily living, regular payments, and home expenses.

google sheets budget template 1

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  1. Personal Monthly Budget Spreadsheet

Here is a little more complicated template which is a personal monthly budget spreadsheet. It is quite thorough as it includes a detailed overview of your income, home expenses, transportation, health, daily living, and entertainment.

Also, there is a section for savings that shows how much money you are able to save with such a lifestyle. 

google sheets budget template 2

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  1. Monthly Personal Budget – free Google Sheets template

Below you will find a free monthly personal budget template in Google Sheets. It is designed in black, light grey, and saturated green.

The template allows you to maintain a record of your transactions throughout the months, as well as see the total amount and the amount left. Everything you need to keep within budget.

google sheets budget template 3

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  1. Free Monthly Cash Budget Template

Pay attention to this free monthly cash budget template in black, white, and light green. It is perfect for sorting out the expenses and seeing the categories of expenses.

Such a template will help you figure out if you can cut costs and keep the budget at an acceptable level.

google sheets budget template 4

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  1. Business Budget – free Google Sheets template

The following piece is a free business budget template in Google Sheets. It will come in handy for members of the financial department as well as for the owner of the business.

The template is divided into two parts: the upper part shows the income of the company whilst the lower part states the expenses. Such a template is part and parcel of handling the finances for your company.

budget template

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  1. Free Annual Restaurant Budget Worksheet Template

Looking for a budget template for your restaurant or café? Check out this free annual restaurant budget worksheet template.

The template is designed in just black and white, with some a heading in blue. This piece will help you sort out the expenses and keep your liabilities in one place.

google sheets budget template 6

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  1. Orange Monthly Budget – free Google Sheets template

What about this free orange monthly budget template in Google Sheets? As for the design, it is made in white, light blue, and saturated orange.

This template lists the sources of income and shows all types of expenses. Also, you can write down the bills to be paid as well as the detailed explanation for each one.

google sheets budget template 7

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  1. Free Budget Summary Template

If you are seeking something extremely simple and minimalistic, pay attention to this free budget summary template.

It is made in just black, white, and a bit of blue. The main purpose of the template is to list your expenses but you can also add some notes below the total amount.

google sheets budget tempalte

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  1. Beige Monthly Budget – free Google Sheets template

Another minimalistic piece is waiting for your attention. Here is a free beige monthly budget template in Google Sheets.

It is divided into 3 main sections: income, expenses, and savings. At the bottom of the template, you can also add some notes such as a description of a transaction or a reminder for paying the bill.

google sheets budget template 9

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  1. Free Simple Budget Template – Google Sheet

Now, take a look at this free simple budget template in Google Sheet. Yes, it might seem quite complicated at first sight but it is for the best.

This template describes in detail the income sources and types of expenses. It also contains the current year’s budget and the diagram for evaluating the efficiency ratio.

budget template

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  1. Purple Personal Monthly Budget – free Google Sheets template

Below you can check out and download our free purple personal monthly budget template in Google Sheets.

It shows your projected income, actual income, and all categories of expenses in great detail. You can also see the subtotals for each section.

budget template google sheets 3

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  1. Free Personal Budget Template – Google Sheets

Here is another free personal budget template in Google Sheets. It is divided into two parts: the left part lists the income sources and your savings whilst the right part describes in detail all your expenses.

Both income and expenses sections have three columns: projected, actual, and difference.

budget template

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  1. Bright Annual College Budget – free Google Sheets Template

Looking for a budget template for college or university? Consider using this free bright annual college budget template in Google Sheets.

Except for the black and white, it is also made in saturated blue and light pink. This template shows your income and all types of expenses related to college: tuition and fees, book and supplies, as well as discretionary expenses.

budget template google sheets

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  1. Free Annual Budget Template

Here is a free annual budget template in a bright design. It is designed in white. Light blue, and light green.

The template will help you write down all the expenses in great detail as it is extremely thorough. You can also edit and adjust it in a matter of minutes.

google sheets budget template

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  1. Gray Monthly Budget – free Google Sheets template

Consider using this free gray monthly budget template in Google Sheets. It is made white and light blue, the text is in black and blue.

This template is quite good for listing your expenses with a short description and some notes.

google sheets budget template

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  1. Free Business Budget Template

What about this free business budget template? It is divided into three parts: expenses, income, and a few rows for total amounts. The template is made in brown, grey, and light orange.

google sheets budget template

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  1. Monthly Budget Template by Google Sheets

Here we added a free monthly budget template by Google Sheets. It is made in white, grey, and orange. The template simply shows the income and expenses as well as your start and end balances.

Also, you can see the percentage increase in total savings and the amount you saved this month. Feel free to edit the template using Google Sheets.

google sheets budget template

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  1. Budget & Transaction Template by Greenshift

Below you can see a free budget & transaction template by Greenshift. The name speaks for itself: this template is perfect for listing your transactions and seeing the difference between planned and actual expenses.

As usual, you can edit and adjust this template to your liking.

google sheets budget template

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  1. Free Sample Yearly Budget Template

What about this free sample yearly budget template? Made in white and orange, it looks minimalistic but unordinary.

The template is divided into a few income and expenses sections meaning you can list the sources in detail. It will definitely come in handy for everybody.

google sheets budget template

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  1. Free Business Budget in Google Sheets

Trying to find the right budget template for your startup or business? Consider using this free business budget template in Google Sheets.

It describes your startup and monthly operating expenses. The template is made in light grey, white, and aquamarine so the design is also its strong suit.

google sheets budget template

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So, these were our 20+ monthly free budget templates in Google Sheets. If you are seeking to optimize your expenses or just keep within budget, these pieces will be extremely helpful.

Every template has an original design as it is made from scratch by our designers. However, you can also modify the look of the templates and adjust them as they have editable layouts. Good luck.

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Chris has been blogging since the early days of the internet. He primarily focuses on topics related to tech, business, marketing, and pretty much anything else that revolves around tech. When he's not writing, you can find him noodling around on a guitar or cooking up a mean storm for friends and family.

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