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If you have an Apple Card, you’re going to want to make sure you don’t lose your iPhone

Otherwise, you’ll have to jump through hoops to pay your bill.

apple card iphone contactless payment in use
Image: Apple

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So Apple’s new Apple Card is supposed to be the best of Apple merged with the best of fintech. I mean, it takes seconds to apply, seconds to get approved, and normally, seconds to do anything you need with your account. So, with how tightly integrated the Card is with your iPhone, what happens if you lose the latter?

Well… that’s what BuzzFeedNews set to find out, and the answer is kinda annoying.

If you lose your iPhone, paying your Apple Card bill gets exponentially more difficult

See, for a financial product designed to be simple to use, it’s anything but if you don’t have your iDevice. You don’t get paper statements, so you can’t pay with a check. There isn’t even a website that you could go to see your balances, statements, or anything else about your account if you lose the iPhone with the all-important Wallet app on it.

To pay your bill requires either getting another iPhone, using an iPad with the Wallet app, or call Apple Support. If you need to call, Apple will then transfer you to a Goldman Sachs specialist, and you’ll need the following info:

  • Your full name
  • Date of birth
  • Last four digits of your Social Security Number
  • The phone number associated with your account

Apple says you should turn on Find My iPhone to help locate or remotely wipe your lost devices, plus add a passcode for unlocking. They also say you can schedule future payments in the Wallet app, so if you do lose your iPhone, you have some time before you have to make a manual payment again.

Still, this is a terrible way to administer a financial product. There should be a website so you can make payments without having to talk to anyone if you lose your iPhone, I mean that’s why most of us go digital in the first place. In not having one, Apple’s supposedly-forward-thinking Card is one step forward, several steps back.

What do you think? Surprised by the news regarding the Apple Card? Let us know down below in the comments or carry the discussion over to our Twitter or Facebook.

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Maker, meme-r, and unabashed geek with nearly half a decade of blogging experience at KnowTechie, SlashGear and XDA Developers. If it runs on electricity (or even if it doesn't), Joe probably has one around his office somewhere, with particular focus in gadgetry and handheld gaming. Shoot him an email at joe@knowtechie.com.

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